PLEASE CAREFULLY READ THESE TERMS AND CONDITIONS. YOU ARE BOUND BY THEM. By visiting this website or by using any service, product, software or other aspect of this website (which together are referred to herein as the "Service"), you are agreeing to be bound by all provisions stated in these Terms and Conditions and all provisions stated in our Privacy Policy. By using this Service, you are entering into a binding agreement between you and site owner. As used in these Terms and Conditions, the words “we,” “us,” or “our” refer to site owner. You are referred to below in these Terms and Conditions as "You," "Your," or "Member." Additionally, You may be subject to additional terms and conditions that may apply when You use affiliate or third-party services or software. If You do not agree to be bound by these Terms and Conditions, then You must leave our website and not use the Service.
We may, in our sole discretion, amend or change these Terms and Conditions and our Privacy Policy at any time. You agree to be bound by any such amendments or changes. You should periodically review the most up-to-date versions of these Terms and Conditions and our Privacy Policy
NO MONEY LAUNDERING. We strictly prohibit our Service being used in any way whatsoever to engage in, participate in, assist, support, or facilitate any act of money laundering. Any violation of these prohibitions will result in immediate cancellation of your account with us and you will be blocked from ever using our Service in the future. We will cooperate fully with any criminal investigation by any police or other government criminal enforcement agency.
By visiting our website or by paying for our Site Service, You acknowledge and certify that:
The Service may not be accessed or used where prohibited by local law or other law. Your use of the Service must be in compliance with all applicable laws, rules, regulations, and ordinances.
You are responsible for maintaining the confidentiality of and restricting access to Your Account and password. You agree to accept sole responsibility for all activities that occur under Your Account or password.
Since our website may contain links or ads to third-party websites or services, You acknowledge and agree that we have no control over, do not endorse, and are not responsible in any way for any actions taken by or damages sustained by You relating to such third-party websites or services.
Our Service has a published prevailing rate. These fees are prominently disclosed to You prior to Your use of Service.
If You are paying dollar-based fees in a currency other than U.S. dollars, Your bank or financial institution may impose fees for currency exchange and for international transactions. For example, Visa and MasterCard typically charge a 1% processing fee on international transactions and most card-issuing banks add their own small additional fees, generally a percentage of Your overall purchase price. Similar considerations apply when there is a difference between the currency in which fees are quoted on the website and the currency in which You make Your actual payment.
You are responsible for all charges associated with connecting to our website and all amounts owed to Your internet service provider. You agree that all such charges incurred by You are entirely Your responsibility. For example, depending on Your particular location and chosen internet service provider, You may be responsible for long distance charges and/or other communication surcharges.
If we do not receive payment via your payment method for Your use of the Service, You agree to pay all amounts due upon demand by us. Each time You use the Service, You agree and reaffirm that we are authorized to charge or make a transfer related to your billing method. If we do not receive the full amount of Your account balance within thirty (30) days of the invoice date, an additional 1.5% (or the highest amount allowed by law, whichever is lower) per month late charge may be added to Your bill and immediately become due and payable, in our sole discretion. You shall be liable for all attorney fees and collection fees arising from our efforts to collect any past due and unpaid balance of Your account.
WE RESERVE THE RIGHT, AT ANY TIME, TO CHANGE OUR FEES AND BILLING METHODS, INCLUDING THE ADDITION OF SUPPLEMENTAL FEES OR SEPARATE CHARGES FOR SERVICES PROVIDED BY US OR OUR AFFILIATES. WE MAY ALSO ELECT, IN OUR SOLE DISCRETION, TO PROVIDE NOTICE OF BILLING CHARGES THROUGH POP-UPS, EMAIL, MEMBER INBOX ON SITE, U.S. MAIL TO THE ACCOUNT HOLDER, OR BY ANY OTHER MEANS DEEMED REASONABLE BY US. If any such change is unacceptable to You, You may decide not use our Services. Your continued use of our website following the effective date of any such change shall constitute Your acceptance of any such change.
All sales are final. We have a "no refunds" policy. In our sole discretion and in extraordinary circumstances, we may provide credits in the form of free time or provide discounts in the event You experience technical difficulties that You demonstrate to have made a sincere effort to resolve. We do not provide cash refunds, unless we determine in our sole discretion that extraordinary circumstances apply. Discount rates posted on the website can be changed in our sole discretion and without prior notice by us to You. Any such discount will be based on the rates posted on the website at the time of purchase.
You agree to use our website only for lawful purposes. You shall not use the Service or our website to, either directly or indirectly for any unlawful activities, including, but not limited to money laundering.
We may send promotional or marketing emails to you if you have registered with us. If you receive any such email, you will be given the opportunity to unsubscribe from future emails by following the instructions in the email. If you otherwise have any issues concerning any email you receive from us, please contact Support.
Some of our trusted partners may email a registered user to present special offers. However, we do not allow spam or illegal or misleading emails relating to our site. Please contact Support if you receive any such spam or misleading emails in any way related to our site. If we become aware of any such email, we will take appropriate disciplinary or corrective action. Our disciplinary or corrective action may include termination of services, expulsion from our site, forfeiture of payments, and others.
YOU AGREE YOUR USE OF THE SERVICE SHALL BE AT YOUR SOLE RISK. WE PROVIDE THE SERVICE ON AN "AS IS" AND "AS AVAILABLE" BASIS FOR YOUR PERSONAL USE. TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, RELATED COMPANIES, AGENTS, AND OTHER REPRESENTATIVES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICE AND YOUR USE OF THE SERVICE (INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, SECURITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, AND OTHERS). OUR SERVICE IS PROVIDED ON A COMMERCIALLY REASONABLE BASIS. WE DO NOT GUARANTEE THAT A MEMBER WILL BE ABLE TO ACCESS THE SERVICE AT A TIME OR LOCATION OF MEMBER'S CHOOSING.
WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF OUR WEBSITE'S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO OUR WEBSITE. WE ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY: (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (2) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER RESULTING FROM YOUR ACCESS TO AND USE OF OUR SERVICE; (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN; (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICE; (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; AND/OR (6) ANY ERRORS OR OMISSIONS BY US OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED BY MEMBER OR ANY THIRD-PARTY AS A RESULT OF THE USE OF THE SERVICE OR ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICE.
WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICE OR APPEARING ON OUR WEBSITE IN ANY ADVERTISING OR OTHERWISE. WE WILL NOT BE A PARTY TO OR IN ANY WAY RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ANY LIABILITY TO YOU OF ANY TYPE WHATSOEVER. IN NO EVENT WILL WE OR OUR OFFICERS, MANAGERS, OWNERS, DIRECTORS, EMPLOYEES, PARENT COMPANY, RELATED COMPANIES, AGENTS, OR OTHER REPRESENTATIVES BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER (WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES ARE FORESEEABLE) RESULTING FROM: (1) ANY ERRORS, MISTAKES, OR ACTIONS BY US IN ANY WAY RELATED TO YOUR USE OF THE SERVICE OR OUR WEBSITE; (2) ANY PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER RESULTING FROM YOUR USE OF THE SERVICE OR ACCESS TO THE SERVICE; (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVICE, SERVERS, AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED ON OUR SERVERS; (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICE; (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; AND/OR (6) ANY ERRORS OR OMISSIONS OF ANY KIND WHATSOEVER OF ANY TYPE IN ANY WAY RELATED TO THE SERVICE INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE RELATED IN ANY WAY TO THE SERVICE.
IN THE EVENT YOU CLAIM THERE WAS ANY PROBLEM WITH YOUR USE OF THE SERVICE, YOU AGREE THAT YOUR SOLE REMEDY SHALL BE TO SEEK REIMBURSEMENT FOR ANY FUNDS PAID FOR THE SERVICE, AND WE SHALL HAVE SOLE DISCRETION TO DETERMINE IF ANY PORTION OF YOUR FUNDS SHOULD BE REIMBURSED TO YOU.
YOU AND WE AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICE IN ANY WAY MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ARISES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED. BOTH PARTIES EXPRESSLY AGREE TO WAIVE THEIR RIGHTS TO ANY LONGER STATUTE OF LIMITATIONS.
You agree to indemnify, hold harmless and defend us and our officers, managers, owners, shareholders, directors, employees, parent company, related companies, agents, and other representatives from and against any and all lawsuits, claims, damages, obligations, losses, liabilities, costs or debts, and expenses (including but not limited to attorney's fees) in any way related to or arising from: (1) Your use of and access to the Service or use of Your account by any other person; (2) Your violation of any term of these Terms and Conditions; (3) Your violation of any third-party right, including without limitation any copyright, trademark, patent, other intellectual property right, privacy right, or any other right; (4) any claim that Your Content caused damage to a third party; or (5) any action by You which is negligent, tortious or otherwise wrongful. We reserve the right, at Your expense, to assume the exclusive defense and control of any matter subject to indemnification by You hereunder. This defense and indemnification obligation will survive these Terms and Conditions and Your use of the Service.
These Terms and Conditions shall constitute the entire agreement between You and us, superseding any prior agreements, writings, or communications between You and us with respect to the subject matters discussed in these Terms and Conditions. If any part or portion of these Terms and Conditions is held invalid or unenforceable, that part or portion shall be construed consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining parts and portions shall remain in full force and effect.
The rights and liabilities under these Terms and Conditions may not be transferred or assigned by You, although our rights and liabilities under these Terms and Conditions may be transferred or assigned by us in our sole discretion. No waiver or failure to enforce by us of any term or provision contained in these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision in any way.
You also agree and accept that as we make available any new products on or through our website, Your use of these products is subject to these Terms and Conditions. In addition to Content and services provided by us, our affiliates, and ICPs, other entities may offer Content, software or other services to Members with their own terms and conditions and usage policies relating to Your use. Failure to abide by these terms and conditions may result in termination of Your Membership to our website. Third party trademarks referenced in or in any way related to the Service are the property of their respective owners.
As stated above, we reserve the right to amend or change these Terms and Conditions at any time and without direct notice to You. It is Your responsibility to periodically review these Terms and Conditions for any amendments or changes. Your use of the Service following any such amendments or changes will signify Your assent to and acceptance of any such amendments or changes.
Last Updated: June 6, 2018